“As we started looking for our first home, we very quickly became overwhelmed by all the information and different finance options. Looking for the right place took up a lot of our time already, and we did not have enough time to inform ourselves about all different loan options and offers which are out there.

Kenneth was very helpful as he sat with us and walked us through different mortgage options and interest rates and explained very detailed what the different options would mean for us. He then searched for the best interest rates available and we were able to choose between those banks.

During the whole process we contacted Ken many times with stupid little questions and he always replied quickly and gave great advice. When we drove to the Real Estate Agent to put a written offer down, he quickly calculated all necessary amounts for us which we had to include in the contract, such as the amount of stamp duty, deposit, and LMI, he even gave us two calculations based on a different deposit amount.

We do recommend Ken and we were really happy with the smooth and quick process of our first house loan. Thanks!”

Stef and Brod

St Kilda, VIC

“Ken navigated through a fairly complex situation that had even the banks baffled. I am so grateful for Ken’s tenacity and diligence, and I can’t recommend him highly enough – he found me a great deal and followed through to its completion. If I ever need to negotiate my home loan in the future Ken will definitely be the first person I call. Thanks Ken!”

Paul Cross

Post Production Supervisor

Adelaide, SA

“Wish to highly recommend Ken from MONEY BACK HOME LOANS, since 2014 we’ve used Ken to finance and re-finance loans for our home and also commercial property with hassle free service! In addition to his professional service, Ken also offers a “money back” payment for any new loan providing an added value service and how great to actually make some money yourself through acquiring his services. The process is simple and Ken was always available by mobile and email. We must prefer doing business with Ken than dealing with any bank. Look forward to doing further business with Money Back Home Loans!:

Thank you.

John and Charmaine Papas, BENTLEIGH VIC

“I first met Ken when he was referred to me in Melbourne, 2005 for my first mortgage. I have continued to utilise his services for investment and owner/occupier properties. Ken is such a dedicated mortgage broker, he goes over and beyond, working during peak periods (he worked during the Christmas break period) ensuring my purchase went through successfully. He takes the time to fully understand the needs of his client to get the best deal, he even pays the client part of his commission – so nice to receive money in!

Don’t look any further………… Ken Cheng is the mortgage broker you’ve always wanted, he always gets the deal done, keeps you fully informed every step of the way. Wherever you are located, Ken can assist as most things are done on the phone and online.

Happy purchasing,”

Shandell Dambergs

Brisbane, Queensland

“I recently re-financed a home loan and investment loan through Ken Cheng from Money Back Home Loans. I found Ken to be very thorough in his assessment of my borrowing capacity. A couple of minor issues arose on my part during the application process which Ken promptly resolved without any fuss or inconvenience to me.

I am a share and property investor and therefore always on the look out for the best rate when borrowing. In the past I have dealt with a number of mortgage brokers but I am confident that Ken will be the last. He is very professional and really understands that the client is after the best deal possible. He is fully recognized and registered with ASIC. Ken re-financed both my loans on the best rates and terms in the market and also paid me $100 for every $100,000 I borrowed when the two loans were up and running. This bonus payment covered my discharge fee from the previous loan.

This bonus payment from Money Back Home Loans is something I have never heard of before. Consequently I have recommended Ken Cheng to my extended family and close friends.

This testimonial is given freely and is my way of saying thanks for saving me a lot of money.”

Stephen Dunn

Altona North, VIC

“I engaged Ken to secure finance for a first home purchase.

Ken’s expertise was invaluable throughout the whole process. His extensive experience as a broker, combined with his excellent relationships with lenders, meant that he was able to secure me the right loan at a very competitive rate. Ken guided me throughout the whole process and dealt with the banks on my behalf. I found his expertise to be invaluable in navigating the labyrinth of forms and paperwork associated with a mortgage application.

I was extremely satisfied with Ken’s professionalism and would not hesitate to hire him again. I have already recommended his services to several friends and would strongly encourage anyone looking for a home loan to contact him.”

Steve Goldman

Caulfield, VIC

“I’ve had the pleasure of knowing Ken for several years now, and in that time he has quickly and efficiently secured finance for not just myself, but several friends and colleagues to whom I have unreservedly recommended him. More than just a mortgage broker, Ken’s aspirational outlook & positivity have motivated me to shift the goalposts of my own plans.

His vast experience, knowledge, and access to lenders give him the ability to methodically locate and secure the perfect mortgage product for every circumstance – in a fraction of the time you or I ever could, and without the frustration of dealing with a bank.

Ken will remain my first port of call in any consideration of real estate, and I will continue to recommend him without hesitation to anyone seeking to purchase a home or investment property.”

James Cole

Firefighter

Malvern, VIC

“I recently re-financed a home loan and investment loan through Ken Cheng from Money Back Home Loans. I found Ken to be very thorough in his assessment of my borrowing capacity. A couple of minor issues arose on my part during the application process which Ken promptly resolved without any fuss or inconvenience to me.

I am a share and property investor and therefore always on the look out for the best rate when borrowing. In the past I have dealt with a number of mortgage brokers but I am confident that Ken will be the last. He is very professional and really understands that the client is after the best deal possible. He is fully recognized and registered with ASIC. Ken re-financed both my loans on the best rates and terms in the market and also paid me $100 for every $100,000 I borrowed when the two loans were up and running. This bonus payment covered my discharge fee from the previous loan.

This bonus payment from Money Back Home Loans is something I have never heard of before. Consequently I have recommended Ken Cheng to my extended family and close friends.

This testimonial is given freely and is my way of saying thanks for saving me a lot of money.”

Stephen Dunn

Altona North, VIC

“I first met Ken when he was referred to me in Melbourne, 2005 for my first mortgage. I have continued to utilise his services for investment and owner/occupier properties. Ken is such a dedicated mortgage broker, he goes over and beyond, working during peak periods (he worked during the Christmas break period) ensuring my purchase went through successfully. He takes the time to fully understand the needs of his client to get the best deal, he even pays the client part of his commission – so nice to receive money in!

Don’t look any further………… Ken Cheng is the mortgage broker you’ve always wanted, he always gets the deal done, keeps you fully informed every step of the way. Wherever you are located, Ken can assist as most things are done on the phone and online.

Happy purchasing,”

Shandell Dambergs

Brisbane, Queensland

“I first met Ken when he was referred to me in Melbourne, 2005 for my first mortgage. I have continued to utilise his services for investment and owner/occupier properties. Ken is such a dedicated mortgage broker, he goes over and beyond, working during peak periods (he worked during the Christmas break period) ensuring my purchase went through successfully. He takes the time to fully understand the needs of his client to get the best deal, he even pays the client part of his commission – so nice to receive money in!

Don’t look any further………… Ken Cheng is the mortgage broker you’ve always wanted, he always gets the deal done, keeps you fully informed every step of the way. Wherever you are located, Ken can assist as most things are done on the phone and online.

Happy purchasing,”

Shandell Dambergs

Brisbane, Queensland

“I have known Ken personally for over 20 years. His detailed knowledge and diligence in getting the right outcomes for his clients is impressive.

I cannot speak highly enough of Ken and his willingness to take the pain out of the process in dealing with lenders and paperwork.

His professionalism and approach has led me to be very comfortable referring others to him.

Simon Allanson

Financial Adviser

Somerton Park, SA